Meet Melissa Cavers
Founder • Mortgage Broker • Certified Money Coach
Melissa established Maplefly Money with a clear purpose: to provide personalised support that helps clients feel confident, calm, and in control of their money.
Her experience spans lending, property investment, behavioural finance, and banking. As both a licensed Mortgage Broker and a Certified Money Coach in Australia, Melissa offers a rare combination of strategic financial advice and emotional insight.
Whether you’re:
- Buying your first home
- Refinancing for flexibility
- Planning an investment
- Or looking to improve your relationship with money
Melissa meets you where you are, providing non-judgmental guidance and practical tools to support your next step.
Her money coaching services help clients uncover the emotional and behavioural patterns behind their financial choices, then gently shift those patterns to build healthier money habits and long-term financial wellbeing.
Money coaching is ideal if you:
- Feel stuck in unhelpful money patterns
- Experience guilt, shame, or anxiety about your finances
- Want to better align your money with your personal values
- Are ready to create consistent, confident financial habits
Clients often walk away with more than just improved finances—they gain self-trust, clarity, and peace of mind.
Meet Shane Cavers
Client Support • Lending Process Expert • Strategic Thinker
Shane is the steady hand behind many of Maplefly Money’s client journeys. With over 20 years in financial services, Shane ensures your mortgage application and money coaching experience is smooth, supportive, and stress-free.
He plays a key role in our mortgage broking services, providing day-to-day support throughout the loan process. From documentation to settlement, Shane ensures no question goes unanswered and no step feels overwhelming.
Behind the scenes, Shane also supports the money coaching side of the business. His strength lies in helping clients see the big picture—offering perspective, structure, and clarity when they need it most.
Shane’s style is grounded and thoughtful. No hype. Just honest, practical support to help you move forward with confidence.
What We Offer
Mortgage Broking Services – Australia
We provide personalised mortgage broking services to help clients secure home loans that reflect their goals, values, and lifestyle. From your initial consultation through to settlement, we guide you through every step of the process with clarity and care.
We support a range of lending needs, including:
- First home buyers
- Property investors
- Refinancing
- Women navigating finance independently or with family
We simplify the lending process so you can make confident decisions—without stress or overwhelm.
Money Coaching – Australia
Our money coaching services go beyond budgeting and spreadsheets. We help you understand the emotional patterns behind your financial decisions and support you to shift old habits into new, empowering behaviours.
This service is ideal if you’re ready to:
- Heal your relationship with money
- Build positive financial habits
- Reduce stress and guilt around spending
- Feel more in control of your finances
Whether you’re navigating debt, dreaming of financial freedom, or just want to feel more empowered, our coaching offers a safe, structured path forward.
The Story Behind Maplefly Money’s Name
You may wonder how Maplefly Money got its name, especially if you’re based on the Central Coast or North Shore. While our name isn’t inspired by a specific location, it was born from a memorable family trip to Canada. After this visit, a golden Labrador named Maple became part of our family.
Maple’s qualities—loyalty, positivity, and care—resonated deeply with us, which is why we chose to name the business after her. Just like Maple, we believe in treating people with loyalty, trust, and understanding, values that are core to our approach at Maplefly Money.
Why Choose Maplefly Money and Melissa Cavers as Your Mortgage Broker?
At Maplefly Money, we see more than just numbers—we see people, dreams, and futures. As a leading mortgage broker in the Central Coast and Sydney North, we provide tailored mortgage solutions that align with your specific needs. Whether you’re a first-time homebuyer, refinancing, or looking for expert investment advice, we’re here to guide you every step of the way.
Melissa Cavers and her team are committed to building long-term relationships based on trust, integrity, and exceptional service. Just like our namesake Maple, we strive to be loyal, reliable, and always act in the best interests of our clients.
Let's Talk
At Maplefly Money, we are your trusted mortgage broker serving the Central Coast, North Shore, and Sydney North areas. Whether you’re buying your first home, refinancing, investing in property or exploring loan options, we’re here to guide you every step of the way.
Ready to take the next step? Fill out the form or call us and let one of our team help you secure the best possible deal today.